SBA Loans
Current Incentive: The SBA is waiving the guarantee fee on loan amounts up to $500,000 which is subject to change.

SBA 7(a)

Can be used for working capital, inventory, equipment, hiring, consolidating high interest debt, business acquisitions, and more!
Maximum Loan Amount: $5,000,000

Terms: 10 Year Term, 7.5% Interest Rate*, Monthly Payments

Processing Time: 2-5 weeks depending on borrower's ability to gather documents and underwriting analysis

Documents For Initial Review: 
SBA 1919 Form (Attached)
Last 3 Years Personal & Business Tax Returns,
YTD Financials,
Personal Financial Statement,
Business Debt Schedule

Minimum Requirements:

2 years in business, US Citizen OR Green Card Holder, 650+ credit score, Passing ETRAN business score (we can pull an SBSS score for you), business must cash flow( we can do a pre-screening prior to review by bank)

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SBA 504/CDC

Used for the purchase of commercial real estate that the business intends on occupying at least 51% or more of.

25 year term, 7% Interest Rate*

Processing Time: 45-60 days

Minimum Requirements: 

2 years in business, US Citizen OR Green Card Holder, 650+ credit score, Passing ETRAN business score (we can pull an SBSS score for you), business must cash flow( we can do a pre-screening prior to review by bank)

Possible Zero Down Option

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*Interest Rate subject to change based off WSJ Prime Rate